Howell Gutters installs, repairs and cleans gutters in Leisure Village with more than 20 years in the trade behind every job. The homes here are older than most of the housing we work on, and that age changes what has to happen before a ladder goes up. Our first conversation is usually about the painted wood behind the gutter, not the gutter itself.
Federal lead-paint rules reach most paid work on housing built before 1978, and a gutter replacement can cross the line that turns a routine job into a regulated renovation. We explain where that line sits, what counts toward it, and how testing can take a component out of the rule, so you know what the job involves before you sign anything.
Everything else about the job follows the standard we use on any house, described further down. One piece of it matters early here: our estimates put new gutters and repairs on separate lines, since New Jersey taxes the two differently, so you can see what each part of the job costs.
Leisure Village Homes and the 1978 Line

Built from 1960 to 1970
Leisure Village is a census-designated place inside Lakewood Township in Ocean County, locally called Original Leisure Village because it was the first of three neighboring active adult communities with similar names. Its 2,433 attached homes were built from 1960 to 1970 by Leisure Technology, which puts the whole original village at least seven years before the federal 1978 cutoff.
Census figures for the wider CDP point the same way. The 2024 American Community Survey counts 1,678 housing units built in the 1960s and none built after 1999. Within the age-restricted village, a community guide lists 16 home models ranging from 638 to 1,471 square feet, each with an attached garage.
What That Age Means at the Eave
On a house of this vintage, the gutter rarely hangs on bare framing. It is usually fastened through painted fascia, and the rake boards, soffit edges and trim around it have often been painted more than once over the decades. Taking down an old gutter can scrape, crack or remove that paint even when nobody intends to touch it.
Whether a given unit’s fascia was ever coated with lead-based paint is not something we know in advance, and we will not guess. One listing on Huntington Drive, for example, describes aluminum siding rather than painted wood. Age alone puts the question on the table, and the answer comes from a test, not from looking.
That is why our site visit starts with the fascia. We check the wood behind every run for rot before new gutters go up and show you any soft sections before replacing them, because rotted boards and painted boards are often the same boards. Both facts shape how much painted surface the job will disturb.
Upkeep Under Lakewood’s Health Code
Because the village sits in Lakewood Township, the township’s Board of Health code applies to its homes. Section BH13-2.1(b) requires a dwelling owner to keep roofs, sidewalls and other outside surfaces rainproof and weathertight, and to repair broken exterior surfaces within 30 days. That 30-day clock is one more reason to settle the lead question early rather than mid-job.
Looking for gutters closer to Point Pleasant? See Gutters in Point Pleasant.
Why a 55+ Community Is Not Automatically Exempt
What the Federal Rule Calls Housing for the Elderly
The EPA Renovation, Repair and Painting rule in 40 CFR 745 applies to target housing, which section 745.103 defines as any housing built before 1978, with exceptions. One exception is housing for the elderly. The same section defines that as retirement communities or similar housing reserved for households with one or more persons 62 years of age or more at the time of initial occupancy.
The exception carries a condition of its own. It falls away if a child under 6 resides or is expected to reside in the housing, so a young grandchild living in the home changes the picture. We ask about that at the estimate because the rule turns on it, not out of curiosity.
55 Is Not 62
Leisure Village is described as an active adult community that can legally restrict residents to age 55 and over. A 55+ restriction is a different test from the federal one, which looks for 62 or older at initial occupancy. A community can meet the first without meeting the second, so the marketing label settles nothing on its own.
What we could not confirm is how the village’s occupancy rule read when the first homes were sold in the 1960s. Without that document, we do not treat the village as inside or outside the exception. We plan the job as if the rule applies, which costs little when it turns out not to and protects you when it does.
The CDP also holds more than the age-restricted village. Census counts include 502 detached houses and 592 units in buildings of 50 or more, and those properties were not identified in our research. If your home is one of them, its build year and occupancy decide the question just the same, and we check both.
Fascia, Trim and the 20-Square-Foot Rule
How the Minor-Repair Limit Works
Section 745.83 treats exterior work as minor repair and maintenance when it disturbs 20 square feet or less of painted surface. Go past that and a paid job in target housing is a renovation under the rule. The limit also falls away if the work uses practices the rule prohibits or restricts, involves window replacement, or demolishes painted surface.
The detail that catches gutter jobs is how removal is measured. When a painted component, or part of one, comes off the house, the entire surface area removed counts as painted surface disturbed. Several fascia boards pulled for rot can add up past 20 square feet before anyone has scraped a single inch.
Where Gutter Work Disturbs Paint
Most of the painted surface a gutter job touches sits in a narrow band along the eave. Hanger screws go through the fascia face, old spikes leave holes when they are pulled, and sealant and caulk lines along the back edge come away with the old gutter. Drip edge or gutter apron work can lift paint at the top of the board as well.
On a straight cleaning or a hanger reset, the disturbed area is usually small. On a full tear-off with fascia replacement, it can climb fast. We measure what each run will actually disturb before we price the job, and the estimate tells you whether we expect the work to stay within the minor-repair limit or go over it.
Where a job can be done well within the limit, we say so and explain how, such as keeping sound fascia in place and reusing it behind the new gutter. Where it cannot, we do not trim the scope on paper to slip under 20 square feet. The measurement follows the work the house actually needs.
Testing Before Anyone Disturbs Paint
Section 745.82(a) gives two ways to show the rule does not reach a particular job. An inspector or risk assessor can make a written determination that the affected components are free of lead-based paint. Or a certified renovator can test each affected component with an EPA-recognized test kit, or collect paint chips for an EPA-recognized laboratory.
The result has to come back below the federal standard, which is 1.0 milligrams per square centimeter or 0.5 percent by weight. That testing happens before the old gutter comes down, not after. If the fascia and trim test below that level, the job proceeds as ordinary gutter work; if not, it is planned as a lead-safe renovation from the start.
We do not hold that certification ourselves, so we tell you up front when a component needs testing and what kind of professional can do it. Arranging the test before the work date keeps the old gutter on the house until the answer is in hand.
Gutter Replacement on a 1960s Attached Ranch
Sizing and Forming the New Runs
Listings in the village describe units as attached ranches, such as a 1970 attached duplex on Lake Point Drive. Ranch eaves usually keep ladder work short, but every run still gets sized for the roof area that drains to it. A short run under a wide roof plane can need a larger gutter or outlet than its length suggests.
We form seamless gutters on site from .032 aluminum coil, one piece for each run, and hang them on hidden hangers rather than spike and ferrule. Hidden hangers spread the fastening along the board instead of driving long spikes through it. That matters more on old fascia, where every new hole is a place for water and for paint to break.
Guards are matched to the trees on the lot rather than sold as one product. Pitch pine needles slip through screens that stop oak leaves, so a lot with pines often calls for stainless steel micro-mesh. We look at what actually falls on your roof before recommending either.
Downspouts, Soil and Discharge
At the census point for the CDP, the soil maps as Downer loamy sand, a well-drained soil, though that is a single point read and not a survey of every yard. Even on sandy ground, a downspout emptying against a foundation keeps that wall wet. We follow each leader to where its water lands and propose an extension, pop-up emitter or drywell where it needs one.
Where a leader discharges near the house, we also look at the grade. The 2021 New Jersey edition of the IRC, section R401.3, calls for the ground to fall 6 inches within the first 10 feet from the foundation, and an extension cannot make up for a yard that slopes back toward the wall.
No leader outlet is ever tied into the sanitary sewer, and the estimate names where each one will discharge. With attached garages and walks close to the house, we look at where water will travel after it leaves the extension, not just where it exits the elbow.
Before the Work Starts
In an active adult community, we check the master deed or ask the management office first, so you know who is responsible for the gutters on your unit before anyone commits money. Our contracts follow New Jersey’s home improvement rules, including the three-day cancellation notice.
Every repair and cleaning comes with before-and-after photos, and cleaning visits flush each downspout and bag the debris. On a pre-1978 home, those photos also record the condition of the painted fascia and trim before and after the job. When the question of lead comes up later, you have a dated record of what was touched.
- 20+ Years in Business
- Seamless Gutters Formed On Site
- Before-and-After Photos









